Smile API

henry dalziel | SEO Hong kong pro

What Is Smile API?

Smile API is a startup that provides financial information infrastructure. It specifically provides an API for financial institutions to use in verifying people’s employment and financial data.

Smile API has verified data on over 40 million workers in the Asia Pacific region.

The startup recently raised an undisclosed sum to fund its international expansion in Western Europe and the United States.

What Does The Future Hold For Smile API?

Smile API is a subset of the FinTech-as-a-Service (FaaS) trend.

FinTech partnerships are critical to the operations of 60% of credit unions and 49% of banks.

And FaaS is becoming a more popular way to form these alliances.

Banks are choosing FaaS solutions for a variety of reasons, including no maintenance fees, faster time-to-market, and fully brandable design.

In the last six months, searches for “fintech-as-a-service” have increased by 242%.

Trending FaaS startups include Konduit, Finbox, and Matrixport.

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